You deserve a partner, not a help desk ticket.

With 20+ years in the payments industry, we help businesses cut through complexity and find processing solutions that actually fit.

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Before Payette Payments processed its first transaction, our founders were consultants—helping businesses untangle the messy world of payment processing. That foundation shaped everything we do today.

We learned early that every business is different. Some need custom integration and local support. Others need enterprise-level tools or pricing leverage that comes from working with the nation's largest processors.

Instead of pushing one solution, we built Payette Payments around a consulting mindset: Find what's best for your business first—then build the right processing solution around it.

What Consulting Means to Us

We don't believe in one-size-fits-all pricing or cookie-cutter merchant accounts. Our role is simple: listen, evaluate, and guide you through options that align with your operations and bottom line—not ours.

Sometimes that means using our own processing platform. Other times, it means leveraging our partnerships with the largest processors in the country to craft something that truly fits.

Either way, you get honest, experienced advice—the same kind we've been giving since day one.

Our Consulting Services

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Processor Evaluation

We break down every major provider—transparently—so you know exactly where your money goes and which solution delivers real value.

Rate & Fee Audits

We uncover hidden markups, non-qualified fees, and outdated contract terms that cost you thousands annually. Most businesses overpay by 15-30%.

Integration & Technology Guidance

From POS systems to custom gateways and e-commerce setups, we ensure everything works together seamlessly—no redundancies, no friction.

Partnership Access

Our industry relationships give you access to high-volume and specialized processor programs most businesses can't reach alone. Think enterprise rates without enterprise complexity.

Why Businesses Choose Payette

Founded by payments consultants—not commissioned salespeople
20+ years of deep experience with processors, gateways, and merchant systems
Established relationships with national and regional partners
A commitment to transparency and fairness in every engagement

We've helped everyone from single-location shops to multi-site operations lower costs, modernize their systems, and regain control of their payments.

Let's Start With a Conversation

No pitches. No fine print. Just real advice from people who've been in this industry long enough to know how it really works.

Schedule a free, honest consultation to see what's possible for your business.

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Frequently Asked Questions

How does Payette Payments reduce credit card fees?

Payette Payments leverages bulk processing and negotiated rates with financial institutions to provide lower transaction fees for our members.

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Who can join Payette Payments?

Specialized Expertise in B2B and Associations. Our deep understanding of the B2B landscape and industry associations allows us to create group rate solutions that are uniquely suited to your needs. We know what it takes to deliver value at scale, and we’re committed to helping you achieve it.

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How long does the application process take?

The application process is quick and straightforward, typically taking just a few minutes to complete. Approvals are usually processed within 24-48 hours.

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Are there any setup fees or long-term contracts?

At Payette Payments, we believe in transparency and flexibility. We do not charge setup fees, and we don’t lock our clients into long-term contracts. Our philosophy is simple: we earn your business every month through performance, not paperwork.

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What kind of savings can we expect?

Savings will vary based on your transaction volume, but our members typically see a significant reduction in their credit card processing costs, leading to improved bottom-line revenue.

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How does the referral program work?

When a member company refers their association to Payette Payments, they receive additional savings on their transaction fees for the first year. Contact us for more details on this special offer.

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