Payments flow better when the stack fits your checkout.your environment.your volume.your business.your environment.

B2B payment stack experts. We audit what you pay, design the stack your operation actually needs, and use 20+ years of industry relationships to negotiate it into place. More efficiency in the flow, less expense at the bottom line.

0+
YEARS INSIDE THE PAYMENTS INDUSTRY
15–0%
TYPICAL OVERPAYMENT WE UNCOVER
$0
SETUP FEES OR LONG-TERM CONTRACTS
/ 01 · ADVISORS, NOT PROCESSORS

What if your payments company chose the best vendor for you? Not what works best for the processor.

A PROCESSOR ASKS
"How do we fit your business onto our platform?"
earns on every basis point of margin they can hold
WE ASK
"What does your business actually need, and who does that best?"
earns on performance. we keep you by keeping costs down

We don't have a platform to sell you, which is why we can take on the complex, multi-vendor problems processors won't touch. Sometimes the right answer is one vendor. Usually it's several, working together. We evaluate, negotiate, and assemble the combination of gateway, processor, POS, and back-office tools that fits your operation, then use our relationships to get you pricing you can't reach alone.

/ 02 · THE STACK REVIEW

We hunt inefficiencies, then change exactly what's costing you.

A stack review traces every transaction from checkout to your bank account. If everything fits but the processor is overcharging, we correct the processor. If the bank is great but the connecting technology limits it, we fix the connection and keep everything else. There is no one size fits all.

Looking for lower rates? We deliver.
Looking for better options at checkout? We deliver.
STACK REVIEW · SAMPLE FINDINGS
CHECKOUT
Converting well, clean card-on-file setup
KEEP
GATEWAY
Limits the bank, missing Level 2/3 data
ADJUST
PROCESSING
Overcharging on non-qualified fees
CORRECT
YOUR BANK
Great terms, strong relationship
KEEP
2 OF 4 LAYERS CHANGED · THE REST STAYS
/ 03 · WHAT WE DO

Everything between your customer's card and your bank account.

S/01

Stack design

We map your full flow across checkout, processing, POS, and accounting, then design a stack with no redundancies and no friction.

S/02

Vendor evaluation

Every major provider, broken down transparently. Know exactly where the money goes and which one fits.

S/03

Rate & fee audits

Hidden markups, non-qualified fees, stale contract terms. Most businesses overpay by 15–30%.

S/04

Integration & tech guidance

POS, gateways, e-commerce. Every piece talks to every other piece.

S/05

Negotiation & RFP management

We run the RFP, bring acquirers to the table, and use 20+ years of relationships to win terms your volume deserves.

/ 04 · HOW WE WORK

Audit to advisory, four steps up.

01

Listen & audit

We review your statements, contracts, and systems. You'll know exactly what you're paying and why.

02

Design the stack

We architect the combination that fits your operation, with the numbers to prove it.

03

Negotiate & assemble

We bring in the right partners, negotiate terms, and manage setup. You keep running your business.

04
ONGOING

Stay on as advisors

Statement reviews, renegotiation, new-tool vetting. Your stack keeps fitting as you grow.

/ 05 · BUILT FOR B2B

For B2B companies where payments are a board-level line item.

1 bps
AT YOUR SCALE, A SINGLE BASIS POINT PAYS FOR THE ENGAGEMENT

Wholesale & distribution

High tickets and Level 2/3 data. Interchange optimization pays back fastest here.

CFOs & finance leaders

The most overlooked line item on the P&L, made legible, then smaller.

Multi-location operators

One coherent stack across every location, not a different statement at each site.

B2B e-commerce & SaaS

Card-not-present is where hidden fees hide best. We optimize gateways, data levels, and routing.

/ 06 · QUESTIONS

Straight answers before you sign anything.

The payments industry runs on fine print. We don't.

Something else on your mind? Ask us directly
How do you reduce our processing costs?

We audit your statements line by line, redesign the stack around how you operate, and negotiate through relationships most businesses can't access. A cleaner flow is a cheaper flow.

How do you get paid?

Performance, not paperwork. No setup fees and no long-term contracts. We earn your business every month by keeping your costs down.

Who do you work with?

High-volume B2B merchants, from multi-state operators to the Fortune 500, plus industry associations that want group-rate programs for their members.

Do you offer referral or association programs?

Yes. Associations get group-rate programs for their members, and member companies that refer their association earn additional savings in the first year.

How long does it take?

The audit takes days, not months. Once we agree on a plan, approvals typically process within 24–48 hours and we manage the setup end to end.

What kind of savings should we expect?

It varies with volume and card mix, but most businesses we audit are overpaying by 15–30%. We'll show you the exact number before you commit to anything.

/ 07 · READY WHEN YOU ARE

Honestly, you're probably paying too much.

Start your payment stack review. We'll trace a recent statement, show you exactly where the money goes, and what a stack designed for your business would save. In plain language, no obligation.